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Synonyms

creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

Keep Reading on Vocabulary.com

Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

The Thames Water Creditor Group have submitted to Ofwat a £17bn plan for the recapitalisation of the water company.

From BBC • Jun. 20, 2025

The approval follows Sri Lanka’s agreement with an Official Creditor Committee on debt restructuring, covering about $5.9 billion of outstanding public debt.

From Seattle Times • Dec. 13, 2023

De Toledo 81, Beacon Hill 32: Michael Galeck scored 31 points and Max Creditor 23 in a 5AA opener.

From Los Angeles Times • Feb. 9, 2023

Creditor banks in Germany will almost certainly have to take some losses to get the Greek government’s ledgers back into balance.

From The New Yorker • Jul. 13, 2015

"But the great Creditor is merciful, and exacts not the pledge rigorously nor untimely."

From The Talisman by Scott, Walter, Sir