accrue

American  

[uh-kroo] / əˈkru /

verb (used without object)

accrued, accruing

1. to happen or result as a natural growth, addition, etc.

   Synonyms:

   gather, collect, accumulate

   Antonyms:

   scatter, dissipate, disperse, dispel

2. to be added as a matter of periodic gain or advantage, such as an employment benefit or interest on money.

   Paid time off is accrued weekly, at a rate of one hour per week.

   Synonyms:

   increase, grow

   Antonyms:

   lessen, diminish, decrease, dwindle

3. Law. to become a present and enforceable right or demand.

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accrue British  

/ əˈkruː /

verb

1. to increase by growth or addition, esp (of capital) to increase by periodic addition of interest

2. (often foll by to) to fall naturally (to); come into the possession (of); result (for)

3. law (of a right or demand) to become capable of being enforced

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Usage

What does accrue mean? Accrue means to grow and accumulate naturally or to be added periodically. It’s especially used in the context of finance to refer to the growth of interest in an account. The past tense of accrue (accrued) can also be used as an adjective describing something that has been accumulated, as in accrued interest. The noun form of accrue is accrual. In law, accrue means to become a legal right. Example: A retirement fund allows money to accrue over the course of your career so that you can support yourself once you stop working.

Other Word Forms

• accruable adjective
• accruement noun
• nonaccruing adjective
• superaccrue verb (used without object)

Etymology

Origin of accrue

First recorded in 1425–75; late Middle English acruen, acrewen, probably from Anglo-French accru(e), Middle French accreu(e), past participle of ac(c)resitre “to increase,” from Latin accrēscere “to grow”; see ac-, crew ¹, accretion

Explanation

To accrue is to accumulate or to keep growing in value or size. If you can accrue enough extra credit to build up your grade, you won't have to take the final exam. Early forms of the word accrue were used as early as the 15th century with the meaning "to increase" or "to grow." Many modern uses for accrue involve money or finances, as when you accrue, or earn, interest on a bank account. You can accrue debt too, as interest grows on top of money owed until you pay it back. It's possible to accrue benefits over the time you work somewhere, or you can accrue demerits while you're misbehaving somewhere.

Example Sentences

It is one in which the gains from disorder accrue unevenly—and in which restoring stability isn’t always the dominant strategy.

From The Wall Street Journal • Apr. 14, 2026

Older borrowers, in particular, have felt the quakes in the student loan landscape since the interest on their debt has had more time — often, decades — to accrue.

From Salon • Mar. 17, 2026

While many of the business owners who use Meta profit personally from the credit-card rewards they accrue — again, think luxury travel — it’s not the only way they benefit.

From MarketWatch • Mar. 16, 2026

“Obviously, employees are an important part of our state and they accrue vacation time,” Hoover said.

From Los Angeles Times • Mar. 16, 2026

He walked to the top of a rise and crouched and watched the day accrue.

From "The Road" by Cormac McCarthy

Related Words

• accumulate
• amass