APR
noun
annual percentage rate: the annual rate of interest that a bank or other creditor charges for lending money to a borrower.
APR
1 American
[ay-pee-ahr]
/ ˈeɪˈpiˈɑr /
noun
Finance, Banking.
Apr.
2
American
abbreviation
APR
1
British
abbreviation
Apr
2
British
abbreviation
Usage
What does APR mean in banking? APR is an abbreviation of annual percentage rate, which is the annual rate of interest a bank or other creditor charges for lending money to a borrower. The APR is expressed as a percentage of the loan amount and includes not only the annual interest on the loan but all other costs involved in getting the loan. An APR can also refer to the annual rate of return on an investment (also called the annual percentage yield or APY), such as a savings CD (certificate of deposit), expressed as a percentage of the investment amount.
Etymology
Origin of APR
First recorded in 1970–75
Example Sentences
Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.
See Examples For:
You could be paying anywhere from $200 to $400 a month in interest, depending on your APR.
From MarketWatch ● Jul. 22, 2026
If you focused on paying this credit card off over, say, three years at the same APR, you would need to pay more than $1,300 a month.
From MarketWatch ● Jul. 17, 2026
When looked at over a 12-month period, a recurring math model would equate that simple fee to an annualized percentage rate of roughly 65% — much higher than your typical credit-card APR.
From MarketWatch ● Jun. 2, 2026
Stuck with mounting debt carrying 22% to 26% APR, Um helped the client refinance the debt into a three-year personal loan with a 9.5% APR.
From MarketWatch ● Feb. 26, 2026
They noted that the the Affirm Card “also serves as an important vehicle to push 0% APR loans,” another product that is seeing increased popularity with Affirm’s customers.
From Barron's ● Feb. 6, 2026
Wells was arrested on Apr. 29, with his bail set at $4 million, according to the statement.
From Los Angeles Times ● May 12, 2026
The design-software group said late Tuesday it would launch a $25 billion share repurchase program that will run through Apr. 30, 2030 in a move “designed to return value to Adobe’s stockholders.”
From MarketWatch ● Apr. 22, 2026
Tesla is looking to end the streak before it reports first-quarter earnings on Apr. 22, with the stock up 4.4% this week so far.
From Barron's ● Apr. 15, 2026
I bonds, which you can buy only through the Treasury directly, are yielding 4.03%; that semiannual rate will be reset on Apr. 30.
From The Wall Street Journal ● Mar. 20, 2026
Apr. 22nd I began lectures, and finished on May 21st: there were 54 names.
From Autobiography of Sir George Biddell Airy by George Biddell Airy
Jean-Paul Belmondo was born in Neuilly-sur-Seine, a suburb of Paris on 9 Apr 1933, the son of Paul Belmondo, a sculptor whose statues grace many a Parisian park.
From BBC ● Sep. 6, 2021
Bumping Mics Apr 28 at 8 p.m. and 10 p.m.
From Los Angeles Times ● Mar. 6, 2020
Apr 25, 2016 - Jon Keyser falls 86 valid signatures short of U.S.
From MSNBC ● May 14, 2016
Daniel Burton @PubliusDB 17 Apr 2013 Whether you think the #provoepicannouncement was epic or not, it accomplished what it intended: it earned attention and went viral.
From Forbes ● Aug. 28, 2014
With his usual insufferable vanity, he indicates that the capture of the pirates was widely attributed to his public prayer against pirates on Sunday, Apr.
From Privateering and Piracy in the Colonial Period Illustrative Documents by J. Franklin (John Franklin) Jameson
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