APR
noun
annual percentage rate: the annual rate of interest that a bank or other creditor charges for lending money to a borrower.
APR
1 American
[ey-pee-ahr]
/ ˈeɪˈpiˈɑr /
noun
Finance, Banking.
Apr.
2
American
abbreviation
APR
1
British
abbreviation
Apr
2
British
abbreviation
Usage
What does APR mean in banking? APR is an abbreviation of annual percentage rate, which is the annual rate of interest a bank or other creditor charges for lending money to a borrower. The APR is expressed as a percentage of the loan amount and includes not only the annual interest on the loan but all other costs involved in getting the loan. An APR can also refer to the annual rate of return on an investment (also called the annual percentage yield or APY), such as a savings CD (certificate of deposit), expressed as a percentage of the investment amount.
Etymology
Origin of APR
First recorded in 1970–75
Example Sentences
Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.
See Examples For:
You could be paying anywhere from $200 to $400 a month in interest, depending on your APR.
From MarketWatch ● Jul. 22, 2026
Affirm said its product itself carries 0% APR and no late or hidden fees.
From MarketWatch ● Feb. 13, 2026
They noted that the the Affirm Card “also serves as an important vehicle to push 0% APR loans,” another product that is seeing increased popularity with Affirm’s customers.
From Barron's ● Feb. 6, 2026
The annual percentage interest rate, or APR - including fees and charges - can range from 0% to more than 60%.
From BBC ● Jan. 19, 2026
The average APR has since ticked down to about 23.8% after the Fed cut rates last year.
From The Wall Street Journal ● Jan. 13, 2026
The design-software group said late Tuesday it would launch a $25 billion share repurchase program that will run through Apr. 30, 2030 in a move “designed to return value to Adobe’s stockholders.”
From MarketWatch ● Apr. 22, 2026
Tesla is looking to end the streak before it reports first-quarter earnings on Apr. 22, with the stock up 4.4% this week so far.
From Barron's ● Apr. 15, 2026
I bonds, which you can buy only through the Treasury directly, are yielding 4.03%; that semiannual rate will be reset on Apr. 30.
From The Wall Street Journal ● Mar. 20, 2026
By Apr. 26, 2024, the area was nearly unrecognizable.
From Los Angeles Times ● May 9, 2024
Letter in the True Standard, reprinted in the Sacramento Union, Apr. 10, 1851.
From The Aboriginal Population of the San Joaquin Valley, California by Sherburne F. Cook
For Weekend 2, Outstanding in the Field will feature three different chefs and menus, including Rene Andrade and Derek Christianson of Phoenix’s Bacanora restaurant on Sunday, Apr.
From Los Angeles Times ● Apr. 18, 2023
Jean-Paul Belmondo was born in Neuilly-sur-Seine, a suburb of Paris on 9 Apr 1933, the son of Paul Belmondo, a sculptor whose statues grace many a Parisian park.
From BBC ● Sep. 6, 2021
Apr 25, 2016 - Jon Keyser falls 86 valid signatures short of U.S.
From MSNBC ● May 14, 2016
This was originally published on: Apr 24, 2015 @ 4:02.
From Forbes ● Apr. 26, 2015
Footnote 8-75: Department of National Defense, "National Defense Conference on Negro Affairs," 26 Apr 48, morning session, p.
From Integration of the Armed Forces, 1940-1965 by Morris J. MacGregor
Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023
Idioms from The American Heritage® Idioms Dictionary copyright © 2002, 2001, 1995 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company.
