What does APR mean in banking? APR is an abbreviation of annual percentage rate, which is the annual rate of interest a bank or other creditor charges for lending money to a borrower. The APR is expressed as a percentage of the loan amount and includes not only the annual interest on the loan but all other costs involved in getting the loan. An APR can also refer to the annual rate of return on an investment (also called the annual percentage yield or APY), such as a savings CD (certificate of deposit), expressed as a percentage of the investment amount.
First recorded in 1970–75
Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.
This person had around $25,000 in credit-card debt with a 24% APR, and they took out a $30,000 personal loan at 11% interest to pay it off.
From MarketWatch ● Feb. 26, 2026
Stuck with mounting debt carrying 22% to 26% APR, Um helped the client refinance the debt into a three-year personal loan with a 9.5% APR.
From MarketWatch ● Feb. 26, 2026
They noted that the the Affirm Card “also serves as an important vehicle to push 0% APR loans,” another product that is seeing increased popularity with Affirm’s customers.
From Barron's ● Feb. 6, 2026
The annual percentage interest rate, or APR - including fees and charges - can range from 0% to more than 60%.
From BBC ● Jan. 19, 2026
The average APR has since ticked down to about 23.8% after the Fed cut rates last year.
From The Wall Street Journal ● Jan. 13, 2026
Wells was arrested on Apr. 29, with his bail set at $4 million, according to the statement.
From Los Angeles Times ● May 12, 2026
Lucid raised another $1.05 billion on Apr. 14.
From Barron's ● May 5, 2026
The design-software group said late Tuesday it would launch a $25 billion share repurchase program that will run through Apr. 30, 2030 in a move “designed to return value to Adobe’s stockholders.”
From MarketWatch ● Apr. 22, 2026
I bonds, which you can buy only through the Treasury directly, are yielding 4.03%; that semiannual rate will be reset on Apr. 30.
From The Wall Street Journal ● Mar. 20, 2026
Letter in the True Standard, reprinted in the Sacramento Union, Apr. 10, 1851.
From The Aboriginal Population of the San Joaquin Valley, California by Cook, Sherburne F.
Jean-Paul Belmondo was born in Neuilly-sur-Seine, a suburb of Paris on 9 Apr 1933, the son of Paul Belmondo, a sculptor whose statues grace many a Parisian park.
From BBC ● Sep. 6, 2021
Bumping Mics Apr 28 at 8 p.m. and 10 p.m.
From Los Angeles Times ● Mar. 6, 2020
Apr 25, 2016 - Jon Keyser falls 86 valid signatures short of U.S.
From MSNBC ● May 14, 2016
This was originally published on: Apr 24, 2015 @ 4:02.
From Forbes ● Apr. 26, 2015
William Passenger, a larger vessel which was to take her place, and which had arrived Apr.
From Privateering and Piracy in the Colonial Period Illustrative Documents by Jameson, J. Franklin (John Franklin)
Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023
Idioms from The American Heritage® Idioms Dictionary copyright © 2002, 2001, 1995 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company.
