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Synonyms

creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  1. a person or firm to whom money is due (debtor ).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

  • creditorship noun
  • noncreditor noun
  • precreditor noun

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( credit ) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

Keep Reading on Vocabulary.com

Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

Virtus has also reached a deal for an undisclosed sum with Chemaf’s largest creditor, Trafigura, a commodity-trading giant based in Singapore and Switzerland, according to Powch, who is chief financial officer at Virtus.

From The Wall Street Journal • Mar. 31, 2026

Kerr is listed as an AllHere creditor in bankruptcy documents.

From Los Angeles Times • Feb. 27, 2026

That makes it the U.S.’s third-largest creditor, behind the U.K. and Japan.

From Barron's • Feb. 9, 2026

“Some trusts are designed to protect beneficiaries from unforeseen circumstances, such as creditor claims or financial mismanagement,” the law firm says.

From MarketWatch • Jan. 16, 2026

The salesman had told Hale that because he wasn’t Roan’s relative, he could become his beneficiary only if he were his creditor.

From "Killers of the Flower Moon" by David Grann