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Synonyms

creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Derived Forms

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

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Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

The U.S. government is still investigating the allegations while seeking to be repaid through First Brands’ bankruptcy as a creditor.

From The Wall Street Journal • May 26, 2026

In some jurisdictions, a fraud victim — like a defrauded bank — may argue for treatment as a special class of creditor with direct access to trust funds.

From MarketWatch • Apr. 16, 2026

Glutality’s largest unsecured creditor is insurance giant United HealthCare, which has asserted an $8.5 million claim against the start-up citing “overpayment for medical services.”

From Barron's • Mar. 4, 2026

Kerr is listed in Delaware bankruptcy documents as the company’s largest creditor — owed $630,000 — although that is listed as disputed.

From Los Angeles Times • Mar. 1, 2026

I didn’t want Rufus having to face some creditor that I had angered with my twentieth-century brevity—which could come across as nineteenth-century abruptness, even discourtesy.

From "Kindred" by Octavia Butler

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