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Synonyms

creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  1. a person or firm to whom money is due (debtor ).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

  • creditorship noun
  • noncreditor noun
  • precreditor noun

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( credit ) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

Keep Reading on Vocabulary.com

Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

Earlier this month, the city of L.A. struck a bankruptcy exit deal that resolves creditor disputes and opens up the possibility of a sale, paving the way for change.

From Los Angeles Times • Feb. 16, 2026

Venezuela owes at least $10 billion to China, its largest creditor.

From The Wall Street Journal • Jan. 24, 2026

It’s the world’s No. 2 creditor nation after Germany.

From Barron's • Jan. 22, 2026

ConocoPhillips is the country’s largest nonsovereign creditor and has been fighting tooth and nail to recoup the roughly $12 billion it is still owed.

From The Wall Street Journal • Jan. 19, 2026

The salesman had told Hale that because he wasn’t Roan’s relative, he could become his beneficiary only if he were his creditor.

From "Killers of the Flower Moon" by David Grann