Roth IRA

American  

1. an individual retirement account in which investments are made with taxable dollars, but earnings are tax-free and withdrawals are tax-free after age 59 1/2.

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Etymology

Origin of Roth IRA

1997; after William V. Roth, Jr., senator from Delaware

Example Sentences

See Examples For:

Roth IRA

For instance, a Roth IRA passes income tax-free.

From The Wall Street Journal ● Oct. 4, 2026

I retired eight months ago and have a regular defined-benefit pension, Roth IRA, traditional IRA and other investments.

From MarketWatch ● Sep. 22, 2026

Subject to rules, up to $35,000 of a 529 plan can be rolled into a Roth IRA for the beneficiary under Secure Act 2.0.

From MarketWatch ● Sep. 10, 2026

With a Roth IRA, that’s not the case.

From The Wall Street Journal ● Sep. 4, 2026

At those tax rates, Roth IRA conversions could be smart.

From The Wall Street Journal ● Sep. 4, 2026