owe
Americanverb (used with object)
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to be under obligation to pay or repay.
to owe money to the bank; to owe the bank interest on a mortgage.
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to be in debt to.
He says he doesn't owe anybody.
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to be indebted (to) as the cause or source of.
to owe one's fame to good fortune.
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to have or bear (a feeling or attitude) toward someone or something.
to owe gratitude to one's rescuers.
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Obsolete. to possess; own.
verb (used without object)
verb
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to be under an obligation to pay (someone) to the amount of
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(intr) to be in debt
he still owes for his house
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(often foll by to) to have as a result (of)
he owes his success to chance
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to feel the need or obligation to do, give, etc
to owe somebody thanks
to owe it to oneself to rest
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to hold or maintain in the mind or heart (esp in the phrase owe a grudge )
Etymology
Origin of owe
before 900; Middle English owen to possess, be under obligation, have to pay; Old English āgan to possess; cognate with Old High German eigan, Old Norse eiga. See own, ought 1
Explanation
People owe things when they're in debt to someone. A friend can owe you a favor, and your employer owes you a paycheck. When you talk about owing, it has to do with what someone deserves from someone else. If you borrow library books, you owe them to the library after a few weeks. When you take out a loan, you owe that money to the bank. You can also owe favors and more abstract things. If a friend did something bad to you, but they've been your friend a long time, you probably owe them a second chance.
Example Sentences
Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.
By the end of this year, Anthropic could owe xAI as much as $10 billion, or more than xAI has generated since it was formed, presuming a May payment is included.
From MarketWatch • May 21, 2026
“We owe Poland and our Baltic friends, who are very vulnerable from this decision, a better explanation.”
From The Wall Street Journal • May 15, 2026
"I also take responsibility - it's up to me to make sure that I pay the tax that I owe," he said.
From BBC • May 14, 2026
Like at the end of the day we don’t owe anybody anything.
From Los Angeles Times • May 13, 2026
“I owe it to you to help you. You didn’t get an ending and I didn’t even get a beginning.”
From "The Brightwood Code" by Monica Hesse
Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023
Idioms from The American Heritage® Idioms Dictionary copyright © 2002, 2001, 1995 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company.
