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prepay

American  
[pree-pey] / priˈpeɪ /

verb (used with object)

  • prepays,
    present (3rd person singular)
  • prepaid,
    past participle,  past
  • prepaying
    present participle
  1. to pay or arrange to pay beforehand or before due.

    to prepay the loan.


prepay British  
/ priːˈpeɪ /

verb

  1. (tr) to pay for in advance

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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Conjugated Forms

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Etymology

Origin of prepay

First recorded in 1830–40; pre- + pay 1

Explanation

When you cover the cost of something before you actually have it, you prepay. You'll have to prepay now for that new refrigerator — even though they won't deliver it for two months! You have to prepay for most things you purchase online or over the phone; your credit card is charged long before you can actually wear those new shoes or eat that takeout Thai food. Another way to prepay is to settle a bill early, before payment is due: "I'm going to prepay my rent through August." Pre- means "before," so whenever you pay beforehand, you prepay.

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Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

Back in recessionary 2009, sales plunged as fewer people were willing to prepay for years of vacations.

From The Wall Street Journal Apr. 28, 2026

If you think there would be funds left after she dies, then you can do things like prepay for her funeral and give gifts to family members.

From MarketWatch Jan. 26, 2026

The agreement, unveiled earlier this month, allows Meta to prepay for nuclear energy that will power its data centers in the region.

From Barron's Jan. 21, 2026

It may not make sense to prepay a 3% mortgage when you can earn 5% on a certificate of deposit, for example.

From Los Angeles Times Apr. 28, 2024

All these provisions were amended or developed in later laws, like that of 1885 forbidding persons or corporations to prepay the transportation of laborers or to encourage immigration under contract to perform work.

From The United States Since the Civil War by Lingley, Charles Ramsdell

“It’s a new story for them, and it is very simple to understand: Producing assets, no debt, no royalties, no prepays, no hedges, executing well, optionality, strong balance sheet,” Bond said.

From The Wall Street Journal Nov. 6, 2025

Peter Holt prepays $66 for two checked bags on his Avianca flight from San Jose, Costa Rica, to Mexico City.

From Seattle Times Jul. 17, 2023

In its latest promotion, AT&T is offering up to two Roku Premiere boxes for any new DirecTV Now, AT&T Unlimited Choice, or Unlimited Plus customer that prepays for two months of service.

From The Verge Jun. 15, 2017

Is he at Ronda?' and prepays the reply.

From Miranda of the Balcony A Story by Mason, A. E. W. (Alfred Edward Woodle)

He said Blake used a prepaid phone card to call McLarty but was careless enough to do it from his home landline.

From Los Angeles Times Jul. 30, 2026

The company reports remaining performance obligations of $638 billion, up $85 billion from the previous quarter with much of the increase coming from customers with prepaid or presupplied GPUs.

From The Wall Street Journal Jun. 11, 2026

Financial products have been increasingly adding gamelike features that create competition or instant gratification to keep users hooked — and the latest example is a prepaid debit card with a “buy-now-pay-maybe” feature.

From MarketWatch May 19, 2026

The student, whose name was not disclosed in federal data, used prepaid Dollar General gift cards and then went broke and turned to family for help.

From Salon May 2, 2026

If the outstanding balance is prepaid in full, the unearned finance charge will be refunded.

From "The Sense of Style" by Steven Pinker

Or would you be better off paying down your credit-card balance, prepaying your mortgage or doing some of each?

From The Wall Street Journal May 9, 2026

"For prepaying customers, when the money on the meter runs out and there's no means of topping up, so does the energy," he said.

From BBC Sep. 30, 2023

Budget-conscious attendees who are less concerned about being downtown likely booked their rooms during the early bird sale, which usually involves prepaying for the stay in full.

From Los Angeles Times Jul. 19, 2023

Some $3.6 billion of PDVSA's pending payments may be unrecoverable, Reuters reporting showed, because they are tied to tankers that left the country without prepaying at least a portion of the cargoes' value.

From Reuters Mar. 24, 2023

Among other disadvantages, that prepaying tendency of yours may lose me a letter one day.

From The Letters of Elizabeth Barrett Browning, Volume II by Kenyon, Frederic G. (Frederic George), Sir

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