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prepay

American  
[pree-pey] / priˈpeɪ /

verb (used with object)

prepays, present (3rd person singular) prepaid, past participle, past prepaying present participle
  1. to pay or arrange to pay beforehand or before due.

    to prepay the loan.


prepay British  
/ priːˈpeɪ /

verb

  1. (tr) to pay for in advance

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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Etymology

Origin of prepay

First recorded in 1830–40; pre- + pay 1

Explanation

When you cover the cost of something before you actually have it, you prepay. You'll have to prepay now for that new refrigerator — even though they won't deliver it for two months! You have to prepay for most things you purchase online or over the phone; your credit card is charged long before you can actually wear those new shoes or eat that takeout Thai food. Another way to prepay is to settle a bill early, before payment is due: "I'm going to prepay my rent through August." Pre- means "before," so whenever you pay beforehand, you prepay.

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Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

Back in recessionary 2009, sales plunged as fewer people were willing to prepay for years of vacations.

From The Wall Street Journal • Apr. 28, 2026

He could also prepay funeral and burial expenses or pay off a credit card.

From MarketWatch • Mar. 4, 2026

Goldman Sachs, for example, brought a California Community Choice prepay to market with Pacific Life Insurance as the funding recipient.

From Barron's • Oct. 20, 2025

It costs just $10 per night, a fee campers prepay at the La Jolla/Ray Miller parking area.

From Los Angeles Times • May 13, 2025

It is a common practice, in writing to another person on your own business, to enclose a postage stamp to prepay the letter in reply.

From Cheap Postage by Leavitt, Joshua

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