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Synonyms

prepay

American  
[pree-pay] / priˈpeɪ /

verb (used with object)

  • prepays,
    present (3rd person singular)
  • prepaid,
    past participle,  past
  • prepaying
    present participle
  1. to pay or arrange to pay beforehand or before due.

    to prepay the loan.


prepay British  
/ priːˈpeɪ /

verb

  1. (tr) to pay for in advance

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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Etymology

Origin of prepay

First recorded in 1830–40; pre- + pay 1


Explanation

When you cover the cost of something before you actually have it, you prepay. You'll have to prepay now for that new refrigerator — even though they won't deliver it for two months! You have to prepay for most things you purchase online or over the phone; your credit card is charged long before you can actually wear those new shoes or eat that takeout Thai food. Another way to prepay is to settle a bill early, before payment is due: "I'm going to prepay my rent through August." Pre- means "before," so whenever you pay beforehand, you prepay.

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Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

They can prepay for funerals and give gifts, as long as they do so ahead of the look-back period.

From MarketWatch ● Aug. 25, 2026

Back in recessionary 2009, sales plunged as fewer people were willing to prepay for years of vacations.

From The Wall Street Journal ● Apr. 28, 2026

He could also prepay funeral and burial expenses or pay off a credit card.

From MarketWatch ● Mar. 4, 2026

The agreement, unveiled earlier this month, allows Meta to prepay for nuclear energy that will power its data centers in the region.

From Barron's ● Jan. 21, 2026

You can prepay your excess baggage all the way from a coast point clear back to Chicago and have the right to drop your trunks off anywhere you will along the route.

From Tales of the Road by Charles N. (Charles Newman) Crewdson

“It’s a new story for them, and it is very simple to understand: Producing assets, no debt, no royalties, no prepays, no hedges, executing well, optionality, strong balance sheet,” Bond said.

From The Wall Street Journal ● Nov. 6, 2025

Peter Holt prepays $66 for two checked bags on his Avianca flight from San Jose, Costa Rica, to Mexico City.

From Seattle Times ● Jul. 17, 2023

In its latest promotion, AT&T is offering up to two Roku Premiere boxes for any new DirecTV Now, AT&T Unlimited Choice, or Unlimited Plus customer that prepays for two months of service.

From The Verge ● Jun. 15, 2017

Is he at Ronda?' and prepays the reply.

From Miranda of the Balcony A Story by A. E. W. (Alfred Edward Woodle) Mason

The unnamed customer prepaid for 90% of the capital spending required for the chips associated with the deal.

From MarketWatch ● Nov. 5, 2026

According to Solcard, a crypto-funded prepaid payment and virtual card platform, somewhere between 560 million and 741 million people own crypto worldwide in 2026.

From BBC ● Oct. 30, 2026

This means the risk of mortgages getting prepaid either much faster or much more slowly is once again a major consideration for investors.

From The Wall Street Journal ● Sep. 14, 2026

She found the property on Google and was making payments by getting prepaid debit cards and transferring the code by phone.

From Los Angeles Times ● Aug. 28, 2026

“Felix prepaid for it all, so we can’t get our money back.”He didn’t mean to blame Felix, but he knew it would shorten the lecture.

From "Millionaires for the Month" by Stacey McAnulty

“Be sure to outline specifics pertaining to burial or cremation and any desired music, readings or religious elements. Consider prepaying or prearranging funeral or memorial services.”

From MarketWatch ● Sep. 14, 2026

Or would you be better off paying down your credit-card balance, prepaying your mortgage or doing some of each?

From The Wall Street Journal ● May 9, 2026

"For prepaying customers, when the money on the meter runs out and there's no means of topping up, so does the energy," he said.

From BBC ● Sep. 30, 2023

Budget-conscious attendees who are less concerned about being downtown likely booked their rooms during the early bird sale, which usually involves prepaying for the stay in full.

From Los Angeles Times ● Jul. 19, 2023

But the item that interests us particularly in this report reads:— To promote the general convenience in prepaying letters to the United Kingdom at the new rate, postage stamps of the value of 10d.

From Canada: Its Postage Stamps and Postal Stationery by Clifton Armstrong Howes

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