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Synonyms

prepay

American  
[pree-pey] / priˈpeɪ /

verb (used with object)

  • prepays,
    present (3rd person singular)
  • prepaid,
    past participle,  past
  • prepaying
    present participle
  1. to pay or arrange to pay beforehand or before due.

    to prepay the loan.


prepay British  
/ priːˈpeɪ /

verb

  1. (tr) to pay for in advance

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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Etymology

Origin of prepay

First recorded in 1830–40; pre- + pay 1

Explanation

When you cover the cost of something before you actually have it, you prepay. You'll have to prepay now for that new refrigerator — even though they won't deliver it for two months! You have to prepay for most things you purchase online or over the phone; your credit card is charged long before you can actually wear those new shoes or eat that takeout Thai food. Another way to prepay is to settle a bill early, before payment is due: "I'm going to prepay my rent through August." Pre- means "before," so whenever you pay beforehand, you prepay.

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Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

Procura will prepay certain suppliers on GM’s behalf, giving them the capital required to make and store inventory set aside for the Detroit automaker.

From The Wall Street Journal Aug. 12, 2026

These can be collected when borrowers prepay their loans early by refinancing, or when a new loan is arranged.

From The Wall Street Journal May 16, 2026

The Internal Revenue Service treats these conversions as income because you are essentially choosing to prepay taxes on them.

From MarketWatch Apr. 27, 2026

For example, a worker with a W-2 could sell some stock and, depending on the state, prepay the income tax on the profits.

From MarketWatch Nov. 6, 2025

The twenty-four cents was required to prepay the single rate of postage on letters to England, and the thirty cents to prepay the single rate on letters to Germany.

From History of the Postage Stamps of the United States of America by John Kerr Tiffany

“It’s a new story for them, and it is very simple to understand: Producing assets, no debt, no royalties, no prepays, no hedges, executing well, optionality, strong balance sheet,” Bond said.

From The Wall Street Journal Nov. 6, 2025

Peter Holt prepays $66 for two checked bags on his Avianca flight from San Jose, Costa Rica, to Mexico City.

From Seattle Times Jul. 17, 2023

In its latest promotion, AT&T is offering up to two Roku Premiere boxes for any new DirecTV Now, AT&T Unlimited Choice, or Unlimited Plus customer that prepays for two months of service.

From The Verge Jun. 15, 2017

Is he at Ronda?' and prepays the reply.

From Miranda of the Balcony A Story by A. E. W. (Alfred Edward Woodle) Mason

That is split evenly between a private placement for Nvidia that will close alongside the IPO, and a prepaid forward contract.

From The Wall Street Journal Sep. 1, 2026

In exchange for narrower networks and stricter prior-authorization rules, enrollees can choose plans with extra benefits, such as dental and vision coverage, prepaid debit cards to buy healthy food, or transportation to the doctor.

From MarketWatch Aug. 24, 2026

He said Blake used a prepaid phone card to call McLarty but was careless enough to do it from his home landline.

From Los Angeles Times Jul. 30, 2026

Those include grocery vouchers at Food4Less, housing vouchers for those who elect to relocate during cleanup, cash assistance through prepaid cards and support for utility bills.

From Los Angeles Times Jul. 10, 2026

They weren’t far off their daily target, but that was because they’d prepaid the hotel rooms.

From "Millionaires for the Month" by Stacey McAnulty

“Be sure to outline specifics pertaining to burial or cremation and any desired music, readings or religious elements. Consider prepaying or prearranging funeral or memorial services.”

From MarketWatch Sep. 14, 2026

Nvidia CEO Jensen Huang said previously that in addition to investing in Corning, his company is prepaying billions of dollars to make it possible for Corning to build out the capacity to deliver.

From The Wall Street Journal Jun. 12, 2026

"For prepaying customers, when the money on the meter runs out and there's no means of topping up, so does the energy," he said.

From BBC Sep. 30, 2023

Budget-conscious attendees who are less concerned about being downtown likely booked their rooms during the early bird sale, which usually involves prepaying for the stay in full.

From Los Angeles Times Jul. 19, 2023

The founder of the system of prepaying postage by placing a small label on one corner of the letter was Sir Rowland Hill.

From Harper's Young People, November 25, 1879 An Illustrated Weekly by Various

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