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speculate

American  
[spek-yuh-leyt] / ˈspɛk jəˌleɪt /

verb (used without object)

speculates, present (3rd person singular) speculated, past participle, past speculating present participle
  1. to engage in thought or reflection; meditate (often followed by on, upon, or a clause).

    Synonyms:
    cogitate, reflect, think
  2. to indulge in conjectural thought.

    Synonyms:
    theorize, suppose, surmise, guess, conjecture
  3. to engage in any business transaction involving considerable risk or the chance of large gains, especially to buy and sell commodities, stocks, etc., in the expectation of a quick or very large profit.


speculate British  
/ ˈspɛkjʊˌleɪt /

verb

  1. (when tr, takes a clause as object) to conjecture without knowing the complete facts

  2. (intr) to buy or sell securities, property, etc, in the hope of deriving capital gains

  3. (intr) to risk loss for the possibility of considerable gain

  4. (intr) rugby to make an emergency forward kick of the ball without taking any particular aim

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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Etymology

Origin of speculate

First recorded in 1590–1600; from Latin speculātus “watched over,” past participle of speculārī “to watch over, explore, reconnoiter,” verb derivative of specula “watchtower,” noun derivative of specere “to look, regard, see”

Explanation

When you speculate, you use what you know to make a prediction about an outcome, like when you speculate that the injury of two key players will prevent your favorite team from going far in the playoffs this year. The verb speculate has a specialized meaning in the world of finance — it means to take a financial risk in the hopes of monetary gain. For example, a business owner may speculate that a brand-new kind of frozen yogurt will be really popular, so she buys a huge order of it for her ice cream store. Someone who speculates goes looking for the next big thing, as seen in the word's Latin origin, speculatus, meaning "to spy out, examine."

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Vocabulary lists containing speculate

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

Four months ago Anthropic’s Dario Amodei could comfortably speculate that “things would have to go pretty badly” for the industry’s trillion-dollar investment not to be quickly repaid with trillion-dollar revenue.

From The Wall Street Journal • Jun. 23, 2026

Transport Secretary Heidi Alexander said it was "too early to speculate" on the cause of the crash while vowing "a thorough investigation ... to ensure that lessons are learnt".

From Barron's • Jun. 20, 2026

Experts also speculate that the darker blue color may be helping the Reflecting Pool absorb more heat.

From Los Angeles Times • Jun. 20, 2026

Most people speculate the ceremony will take place in the summer, before Kelce starts training for the next football season in mid-to-late July.

From BBC • Jun. 5, 2026

There’s Peeta, but he couldn’t do any more than speculate, and who knows what state his mind’s in, anyway.

From "Mockingjay" by Suzanne Collins

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