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Synonyms

creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  • creditors
    plural
  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Derived Forms

Inflected Forms

Nouns

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

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Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

The GLA said that, as is standard practice in insolvency law, it had informed the administrators of the government's interest as a potential creditor.

From BBC Aug. 26, 2026

China remains Zambia's largest bilateral creditor, with about US$4.5 billion owed to Chinese lenders, equivalent to roughly 15 percent of total public and publicly guaranteed debt, according to the IMF.

From Barron's Aug. 10, 2026

She recalls traveling on a tight budget and staying in a tiny Holiday Inn Express room in Hong Kong—where one creditor was based—that was so cramped she struggled to open her suitcase.

From The Wall Street Journal Jun. 18, 2026

The leverage the city has on the pending sale includes its status as a creditor seeking to recoup public funds spent to protect the complex with fencing and deploy police security to prevent vandalism.

From Los Angeles Times May 28, 2026

The salesman had told Hale that because he wasn’t Roan’s relative, he could become his beneficiary only if he were his creditor.

From "Killers of the Flower Moon" by David Grann

An executor has a fiduciary responsibility to transparently and honestly deal with all aspects of the deceased’s estate, including paying creditors and taxes and distributing assets to heirs.

From MarketWatch Sep. 1, 2026

A federal judge ruled that creditors of SVB Financial aren’t entitled to the claim against the regulator, wiping out a bet by distressed-debt investors.

From The Wall Street Journal Aug. 31, 2026

After that, creditors are supposed to treat people who filed for it like anyone else.

From Salon Aug. 29, 2026

McGraw later launched Envoy Media, prompting accusations the bankruptcy was filed in bad faith specifically to escape creditors and fund his new venture, which he denied.

From Los Angeles Times Aug. 21, 2026

Holmes was, however, beginning to feel mounting pressure from creditors, in particular from several furniture and bicycle dealers.

From "The Devil in the White City" by Erik Larson

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