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loan-to-value

British  

noun

  1. LTV. the ratio between the sum of money lent in a mortgage agreement and the lender's valuation of the property involved

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Example Sentences

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It is lowering the leverage borrowers can build, tightening loan-to-value ratios and seeking stricter documentation in cases where it isn’t sure which firms would be winners or losers in the AI future.

From The Wall Street Journal ● Jun. 5, 2026

Margin conditions, loan-to-value rules, debt-to-income limits and non-bank lending channels can all be tightened before investors see a conventional rate signal.

From MarketWatch ● Jun. 4, 2026

Another issue: Many big banks lent against private-credit portfolios at relatively low 65% loan-to-value ratios, Hayes said.

From MarketWatch ● Mar. 14, 2026

Homeowners considering refinancing should be aware that falling home prices will have shifted loan-to-value ratios, and homeowners may not have access to as much equity as they might assume, Tran says.

From The Wall Street Journal ● Jan. 29, 2026

When borrowing against bitcoin, if the price drops sharply and the loan-to-value ratio exceeds a set liquidation threshold, your collateral could automatically and unceremoniously be liquidated to repay the outstanding loan.

From MarketWatch ● Nov. 19, 2025

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