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loan-to-value

British  

noun

  1.  LTV.  the ratio between the sum of money lent in a mortgage agreement and the lender's valuation of the property involved

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

That’s the argument made for most software loans in the private credit market—namely that low loan-to-value ratios protect borrowers.

From Barron's • Mar. 27, 2026

Another issue: Many big banks lent against private-credit portfolios at relatively low 65% loan-to-value ratios, Hayes said.

From MarketWatch • Mar. 14, 2026

Any such guarantee “can really drop the cost of the financing but also increase the loan-to-value, so the amount of debt you can take on top of an equity portion.”

From The Wall Street Journal • Nov. 5, 2025

The findings are based on first-time buyer and average loan-to-value data, as well as how this relates to responses from various surveys about family support.

From BBC • May 4, 2025

"The traditional financiers have pulled back their loan-to-value ratios, narrowed the type of borrower that they're wanting to deal with, it's generally harder and you're more likely to fall into the alternatives sector."

From Reuters • Nov. 5, 2023

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