loan-to-value

noun

1. LTV. the ratio between the sum of money lent in a mortgage agreement and the lender's valuation of the property involved

Example Sentences

The Financial Policy Committee will set debt-to-income and loan-to-value ratios for banks, thus giving it enormous power over the country’s housing sector.

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The findings are based on first-time buyer and average loan-to-value data, as well as how this relates to responses from various surveys about family support.

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However, these fixed rates of below 4% are only available to borrowers with a 60% loan-to-value and an £899 fee applies.

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Coventry Building Society, the UK's eighth largest lender according to UK Finance, lowered its two-year fixed rate to the end of October 2027 to 3.89% - but the product is only for borrowers with a 65% loan-to-value and comes with a £999 fee.

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"The traditional financiers have pulled back their loan-to-value ratios, narrowed the type of borrower that they're wanting to deal with, it's generally harder and you're more likely to fall into the alternatives sector."

Read more on Reuters