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speculative

American  
[spek-yuh-lay-tiv, -luh-tiv] / ˈspɛk jəˌleɪ tɪv, -lə tɪv /

adjective

  1. pertaining to, of the nature of, or characterized by speculation, contemplation, conjecture, or abstract reasoning.

    a speculative approach.

  2. theoretical, rather than practical.

    speculative conclusions.

  3. given to speculation, as persons, the mind, etc.

  4. of the nature of or involving commercial or financial speculation.

    speculative ventures.

  5. engaging in or given to such speculation.


speculative British  
/ ˈspɛkjʊlətɪv /

adjective

  1. relating to or characterized by speculation, esp financial speculation

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms


Etymology

Origin of speculative

First recorded in 1350–1400; Middle English word from Late Latin word speculātīvus. See speculate, -ive


Explanation

Speculative describes very risky and unproven ideas or chances. You might have great ideas about starting your own business but your plans are speculative until you earn money from them. Speculative describes abstract ideas — usually with high risk — that often come with excitement and expectation too. A speculative investment could mean putting lots of cash into a business or real estate property hoping it will make money later. Anything speculative is based on prediction: whatever it is hasn't happened yet.

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Vocabulary lists containing speculative

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

Being able to afford a loss is absolutely a prerequisite for considering a speculative investment such as this, but it is certainly not a reason to make it.

From MarketWatch ● Oct. 12, 2026

Vishnu Varathan, managing director at Mizuho Securities Singapore, said the new foreign exchange risk reserve makes it “prohibitively expensive to mount a speculative attack on the rupee.”

From The Wall Street Journal ● Oct. 12, 2026

The author’s latest speculative dystopian fiction features parallel universes that explore alternate realities — and doppelgangers that stumble between the two.

From Los Angeles Times ● Oct. 12, 2026

I know you’re not supposed to put money you can’t afford to lose into speculative stuff.

From MarketWatch ● Oct. 12, 2026

She had a happily speculative look on her face.

From "Half of a Yellow Sun" by Chimamanda Ngozi Adichie

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