[ in-dem-nuh-fi-key-shuhn ]
/ ɪnˌdɛm nə fɪˈkeɪ ʃən /
Save This Word!

the act of indemnifying; state of being indemnified.
something that serves to indemnify; compensation.
Should you take this quiz on “shall” versus “should”? It should prove to be a quick challenge!
Question 1 of 6
Which form is used to state an obligation or duty someone has?

Origin of indemnification

First recorded in 1725–35; indemni(ty) + -fication

OTHER WORDS FROM indemnification

in·dem·nif·i·ca·to·ry [in-dem-nif-uh-kuh-tawr-ee, -tohr-ee], /ˌɪn dɛmˈnɪf ə kəˌtɔr i, -ˌtoʊr i/, adjectivepre·in·dem·ni·fi·ca·tion, noun
Dictionary.com Unabridged Based on the Random House Unabridged Dictionary, © Random House, Inc. 2022


What does indemnification mean?

Indemnification is the act of providing protection or security against potential damages or loss or compensating someone for damages or money spent.

Indemnification is the act of indemnifying—providing indemnity. Indemnity is the protection. Insurance coverage indemnifies a person by insuring them for certain potential situations, such as damages to their property from natural disasters or accidents. Indemnification is commonly used in legal contracts to secure protection against being sued or held responsible for an accident.

Indemnification can also refer to the state of being indemnified, or to the actual compensation paid.

Example: Insurance companies are in the business of indemnification—you pay them a small amount so they can pay you a big amount if something bad happens.

Where does indemnification come from?

The first records of the word indemnification come from around the 1730s. It ultimately derives from the Latin indemni(s), meaning “without loss.” This is formed from the prefix in, which has a negating effect equivalent to un-, and demn-, from damnum, meaning “loss.”

The words indemnity, indemnify, indemnification, indemnitee (the one who receives the protection), and indemnitor (the one who provides the coverage) are used in the context of insurance and legal contracts. Insurance coverage indemnifies the policyholder, meaning it protects against financial liability for damages or loss. Damages refers to things that happen to a piece of property like a car or house, or to injuries suffered by a person. Loss refers to things like the loss of income one might experience because they can’t work. If an indemnitee is indemnified for these things, they get compensated by the indemnitor for (at least part of) the money lost or spent. The process of compensation or the compensation itself is indemnification.

In corporate law, an indemnity agreement can indemnify a company’s executives. This kind of indemnification protects them against personally being sued if the company is sued.

Indemnify is sometimes used in a metaphorical way to mean “to protect,” as in Your wealth will not indemnify you from disease. Indemnification can also be used in this sense.

Did you know ... ?

What are some other forms related to indemnification?

What are some words that share a root or word element with indemnification



What are some words that often get used in discussing indemnification?

How is indemnification used in real life?

Indemnification is typically used in a technical way in the context of insurance and legal contracts.



Try using indemnification!

Is indemnification used correctly in the following sentence? 

The indemnification process may take time, but you will be compensated.

How to use indemnification in a sentence