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speculative

American  
[spek-yuh-ley-tiv, -luh-tiv] / ˈspɛk yəˌleɪ tɪv, -lə tɪv /

adjective

  1. pertaining to, of the nature of, or characterized by speculation, contemplation, conjecture, or abstract reasoning.

    a speculative approach.

  2. theoretical, rather than practical.

    speculative conclusions.

  3. given to speculation, as persons, the mind, etc.

  4. of the nature of or involving commercial or financial speculation.

    speculative ventures.

  5. engaging in or given to such speculation.


speculative British  
/ ˈspɛkjʊlətɪv /

adjective

  1. relating to or characterized by speculation, esp financial speculation

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms

Etymology

Origin of speculative

First recorded in 1350–1400; Middle English word from Late Latin word speculātīvus. See speculate, -ive

Explanation

Speculative describes very risky and unproven ideas or chances. You might have great ideas about starting your own business but your plans are speculative until you earn money from them. Speculative describes abstract ideas — usually with high risk — that often come with excitement and expectation too. A speculative investment could mean putting lots of cash into a business or real estate property hoping it will make money later. Anything speculative is based on prediction: whatever it is hasn't happened yet.

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Vocabulary lists containing speculative

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

Japanese officials had tried to cool speculative activity by threatening to intervene, even using meetings with U.S. officials to discuss potential joint action.

From The Wall Street Journal • May 29, 2026

By stripping away that maturity safety net, the ETF wrapper can leave investors with continuous exposure to interest-rate volatility and turn what’s designed to be an inflation shield into a more speculative market trade.

From MarketWatch • May 27, 2026

But some of the week’s gains came in more speculative areas.

From The Wall Street Journal • May 23, 2026

Chinese officials could be worried about speculative fervor, Michael Hirson and Houze Song, analysts at 22V Research, said in a note to clients.

From Barron's • May 22, 2026

The Voyager spacecraft are the lineal descendants of those sailing-ship voyages of exploration, and of the scientific and speculative tradition of Christiaan Huygens.

From "Cosmos" by Carl Sagan

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